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Does Home Insurance Cover Working From Home?

5/17/2021

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This past year has opened the door for more people to work from their homes. And while there may be some benefits, ie, less miles driven on your car, less money on a professional wardrobe, this has created some potential GAPS in your insurance coverage.

One is regarding your Homeowner’s or Renter’s insurance. In the event of a liability or property damage loss from your home office, you won’t necessarily have coverage. You need to have this activity endorsed onto your policy, and the good news is, in some cases it won’t cost you more than you are currently paying.

If you have found yourself working from your home these days and have questions about your individual circumstances, give me a call at (805)985-5488 or shoot me an email at joliver@farmersagent.com
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                                                  Jim
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