Jim Oliver's Insurance Agency<br />&nbsp;(805)985-5488
  • Home
  • The Oliver Twist
  • Farmers Insurance
  • Health Insurance
  • Auto Insurance
  • Fire Insurance
  • Life Insurance
  • Business Insurance
  • Motorcycles
  • Water Craft
  • Contact Information
  • Claims Information
  • License 0826231

What Insurance Covers Full Time RV Living?

6/7/2021

0 Comments

 
Picture
A recent trend is people selling their home and moving into an RV of some kind, then taking their lives on the road. This is an exciting adventure, but there are several coverages on an RV policy that require your attention if you abandon your home or apartment as your place of abode. The first is covering your stuff, like computers, other electronic devices, and clothing. The standard RV policy might have minimal coverage for these items so if you want it all to be covered in the event it is stolen, damaged in an accident, or other mishap, you will need to make certain you have enough Personal Property coverage.

You also need to make clear to your agent that you plan to live in the RV rather than using it occasionally for a vacation. This is a little different exposure and you don’t want a claim denied based on a misrepresentation of the RV’s use. By rating the RV as a live in, this opens up the availability of Personal Liability and Medical Payments coverage which are common coverage on a Homeowners or Renters policy. There are events which can happen when the RV is stationary that you could be liable for, so these coverages would protect you financially.
​
So, if you’re taking your life on the road and have questions about protecting yourself, call me, (805)985-5488 or shoot me an email, joliver@farmersagent.com
0 Comments

    Author

    Living the American Dream guy.

    Archives

    May 2022
    June 2021
    May 2021
    February 2021
    September 2020
    March 2020
    February 2020
    January 2020
    November 2019
    October 2019
    September 2019
    July 2019
    June 2019
    April 2019
    March 2019
    February 2019
    December 2018
    October 2018
    August 2018
    July 2018
    June 2018
    March 2018
    February 2018
    October 2017
    September 2017
    August 2017
    July 2017
    May 2017
    March 2017
    February 2017
    January 2017
    October 2016
    September 2016
    August 2016
    May 2016
    March 2016
    January 2016
    October 2015
    June 2015
    May 2014
    March 2014
    November 2013
    August 2013
    May 2013
    March 2013
    October 2012
    August 2012
    June 2011
    May 2011

    Categories

    All
    Customer Service
    Insurance

    RSS Feed

Contact